15 discounts especially for seniors
1. Negotiate A Better Mortgage Rate With Lenders
You’ve worked hard to become a homeowner and are likely enjoying the fruits of your labor. We strongly believe that hard-working people should retain as much of the money as they possibly can, and that is exactly why refinancing your mortgage with an FHA loan might be the next best step towards improving your financial health.
Refinancing your home can prove a savvy financial move: not only could doing so lower your interest rate and help you build equity faster, but it could potentially also reduce your out-of-pocket expenses. The requirements are surprisingly simple and straightforward: provided you’re current on your mortgage payments and have little to no equity in your home, this program can help you refinance your current loan at a much lower rate.
If you’re a first-time buyer or currently in a place where you are able to buy a home but want to save money, then you may want to consider an FHA loan. Last year, roughly 82% of FHA mortgages went to first-time home buyers: with the cost of housing skyrocketing in many cities, these fixed-rate loans not only encourage homeownership but also provide a great solution for those who are struggling to secure a conventional mortgage.
2. Save Up To 40% On Your Car Insurance
Insurance premiums have skyrocketed in recent years, and car insurance is still more expensive than it was in the past – some people have even avoided buying car insurance altogether because it’s too expensive! Needless to say, such behavior could potentially have terrible repercussions and lead to a quick trip to the county jail.
Fortunately, there is a solution, and we can help you save you time finding the most affordable deals. This Insurance Quiz can help you find the cheapest rates on car insurance – you may be eligible for very low monthly rates.
The Car Insurance Quiz will help you find better and affordable deals on car insurance. Click here to compare quotes from hundreds of companies in seconds and to save time, money, and effort.
3. Save On Medical Costs
Although Medicare has made a significant contribution to the lives of its beneficiaries, it does come with out-of-pocket costs such as deductibles and coinsurance which can prove expensive. If you’re worried about paying your bills and out-of-pocket costs, you may want to look into Medicare-related insurance products.
If you are already familiar with Medicare, you will know that Medicare doesn’t cover everything. To protect against huge bills for health costs, Medigap and Medicare Supplemental plans can help fill the coverage gaps left by your Medicare plan.
Many seniors may be able to get extra benefits and don’t even know they’re available. You can also check if you are eligible to get vision, dental, hearing or prescription drug coverage included in your plan.
4. Install A Home Security System for VERY little money
More than 2 million burglaries are reported each year in the U.S alone – that’s over 15 burglaries per second! The National Council for Home Safety and Security has stated that homes without alarms are three times as likely to get burglarized.
In light of this shocking statistic, we would like to remind you that you can never be too cautious when it comes to protecting your home. You can now choose to keep your home and family safe with a free* ADT home security system from SafeStreets valued at $850 – the only thing you have to pay for is a one-time installation fee of only $99 and a new monitoring agreement. Now that’s a bargain!
Are you ready to protect your home against unauthorized entry? Click here to get a quote from your Local ADT Authorized Dealer and keep your home safe!
5. Get Paid To Take Online Surveys
Your opinion matters more than you know! You’ll be amazed at just how easy it is to get paid for online surveys from the comfort of your own home.
All you have to do to start making money is sign up for Survey Junkie and start taking surveys. Not only will you get to share your opinion to help brands deliver better products and services, but you’ll also get paid for it – and who doesn’t love that?
Once you have signed up, Survey Junkie will match you with the most related surveys and award you points for answering surveys, which can then be redeemed for gift cards or cash via PayPal. If that sounds almost too easy, it’s because it is!
6. Save on Life Insurance
As a parent, you want to protect your family and keep them safe. While it might be uncomfortable to reflect on life’s many uncertainties, a life insurance policy helps ensure you can protect your loved ones no matter what happens. Some insurance companies, however, saddle consumers with policies that come with outrageous terms and conditions while providing precious little coverage.
Life Insurance.net, however, is in a league of its own and remains committed to helping you find the best possible life insurance rates and terms available. The plans offer coverage from as little as $5K up to $1M, and it gets even better: Lifeinsurance.net offer plans which require no mandatory medical check-up, and customers are even offered a 30-day money-back guarantee. It doesn’t get better than that.
7. Consolidate All Your Existing Debt Into One Simple Payment
Getting into debt is easy, but trying to get out of debt is the hard part. Due to the high interest rates on most credit cards, even the smallest of debts can quickly spiral out of control and take years to pay off. Debt can even accumulate through unforeseen medical bills or student loans. Fast-forward a few years and more than half of your wages go towards paying off a debt that was accrued years ago.
That’s where Accredited Debt Relief comes in. If you owe $10K or more, ADR – which is accredited by both the BBB and AFCC – offers multiple debt relief programs with no advanced fees and can even help you resolve debt in as little as 1-4 years – that’s only 12-48 months!
ADR will act as a mediator and work together with you and your creditor in order to find a solution to the dispute. You can get the best quote to consolidate all your unsecured debt. With ADR’s help, you can save money, finally be debt free, and live a life of your choice.
8. Make Your Bathroom Safer WIth a Walk-in Tub – Savings Available
The bathroom is the most dangerous room in your home. As you get older, you might struggle with balance or mobility issues. You might even be afraid of falling in the shower or bath – and for good reason, as more than a third of injuries happen while bathing or showering. For seniors, a fall in the bathroom can be devastating, have long-term consequences, and may even lead to hospitalization.
Slippery bathroom surfaces are often responsible for these accidents, and while most of us have at least one experience with a slippery bathroom floor, it’s a demonstrable fact that the elderly are at a higher risk of sustaining injuries. In fact, the very fear of falling is a significant risk factor of its own!
A walk-in tub, however, can alleviate your fears, help you stay in your home for longer, and make bathing a more relaxing and stress-free experience. We believe that you owe yourself that much. Many Walk-in Tub manufacturers now offer discounts to seniors, so do yourself a favor and get a free quote on a Walk-in Tub by visiting this website. Just click on the button below!
9. Extend Your Auto Warranty And Save
A manufacturer’s warranty usually expires after two or three years, which is often right before anything goes wrong! You don’t want to be left high and dry when your car decides to act up and needs repair.
If you’re worried about unexpected costs and would like to have more peace of mind, now might be a good time to consider extending your warranty. If your car breaks down, malfunctions or requires a replacement parts, Total Tech Auto Warranty can help you save vast amounts of money and enjoy huge savings. Purchasing extended auto coverage offers the same peace of mind as no-cost factory plan without the restrictions. You could enjoy huge savings on repair costs without the new car price tag.
10. Reverse Your Mortgage And Get Cash In Your Hand
To help you enjoy your retirement and achieve peace of mind, we’d like to help you figure out how to supplement your retirement income. One reason a senior home owner might want to look into a reverse mortgage is because they can turn a portion of the equity in your home into tax-free cash without having to make mortgage payments.
Usually, reverse mortgage loans don’t need to be repaid until the last borrower dies or moves out of their home. At that time, the estate has up to 6 months to pay off the reverse mortgage loan or sell the home in order to repay the outstanding sum. If you are over 61 years old, have a home with equity, and would like to live out your golden years in comfort, you should seriously consider a reverse mortgage.
The Advisors American Group can help you tap into home equity to help cover all your retirement needs and to turn into tax-free cash. Please consult your tax advisor for further information, and don’t forget to click on this link to get your Reverse Mortgage Info Kit!
11. Save Big Bucks On A Solar Installation
Understanding the components of your energy bill is essential for saving money and cutting costs. Simply put, energy cost can be calculated as energy price multiplied by use.
By switching to solar energy, you can save money and help improve the environment. Home Solar Survey can connect you to pre-screened, insured and licensed contractors. The best part is that these local contractors will do everything in their power to get you the lowest rates possible.
One click is all it takes to save on your energy bill today. Click on the button below to receive a free quote! It’s 100% free, no strings attached.
12. Get Your Windows Replaced Or Repaired
Did you know that you may qualify for a federal tax credit? If you are looking to replace the old, drafty windows in your home, then look no further. Replacing your windows can easily slash 5 percent to 20 percent from your heating bill. What’s more, you can even claim up to $1500 in tax credits by simply installing new energy-friendly windows.
Make sure to shop around for the best price you can get – we highly recommend the services offered by Windows Survey. Please click on the button below to find out if you qualify for big savings.